Prime Start Capital | Fast Funding for HVAC, Plumbing & Electrical Contractors
HVAC, Plumbing, Electrical, Landscaping & Janitorial Contractors: Same-Day Approvals • Funding in Under a Week • Up to $1.5M
For Contractors Who Are Ready to Scale

Stop Turning Down Jobs Because Cash Flow Is Holding You Back

Watch this short video to learn how HVAC, plumbing, electrical, landscaping, and janitorial contractors are getting funded fast — without banks, without collateral, and without the runaround.

Qualifications
651+ Credit Score
3+ Years in Business
Homeowner

Working Capital Built for Contractors

We specialize in getting HVAC, plumbing, and electrical business owners funded fast — so you can stop waiting and start growing.

Up to $1.5 Million

Working capital and lines of credit from $5,000 to $1.5M to cover equipment, crew, materials, or expansion.

Terms Up to 36 Months

Flexible repayment that works with your cash flow. Interest-only options available so you keep more in your pocket.

Revolving Lines of Credit

Draw, pay down, and draw again — without reapplying. Fast access to unlimited draws for up to a year.

Funded in Under a Week

Same-day approvals. Minimal paperwork. We move fast because we know you can't afford to wait around.

No Collateral Needed

Your home is not used as collateral. No liens on your equipment. Just straightforward funding based on your business.

MCA Payoff & Restructuring

Drowning in MCA payments? We can consolidate and restructure your debt into better terms and save your business.

Why Work With a Broker?

Going to a Bank

One lender, one option — take it or leave it
60-90 day approval timelines
Stacks of paperwork and red tape
Not built for how contractors operate
Often requires collateral

Prime Start Capital

Access to multiple lenders — best fit for your situation
Same-day approvals, funded in under a week
Minimal documentation — we keep it simple
Built specifically for contractors like you
No collateral — your home is never at risk